About Us

Jatinder Singh
Financial Adviser, Loans & Mortgages
I am a supportive and dedicated mortgage adviser with over 10 years of experience in New Zealand and overseas. Helping people achieve their homeownership dreams is my passion, and I take pride in being part of their journey. Over the years, I’ve helped more than 500 families secure their homes, and each success motivates me to continue making a difference.
I’m a family man, happily married for over 20 years, and a proud father of two.
I live by the belief that “what goes around comes around,” which inspires me to approach every interaction with positivity and care. Being a mortgage adviser isn’t just a job for me—it’s about empowering others and helping them create brighter futures.
Vision
Our vision is to be the guiding light in your financial journey, turning aspirations into achievements with expert loan and mortgage solutions. We believe that owning a home, investing in property, expanding a business, or developing land should be an exciting and empowering experience—not a daunting one.
Mission
Our mission is to empower New Zealanders with expert financial guidance, helping them secure the best home loans, investment mortgages, business funding, and refinancing solutions. We are committed to making the loan process seamless, transparent, and tailored to your unique goals.
What we do for you
Helping you build a brighter future with customized loans and stress-free mortgage solutions tailored to your lifestyle.

We take the stress out of securing a loan by guiding you through every step, whether you’re buying your first home, refinancing, or restructuring.

We work with major banks and trusted non-bank lenders in New Zealand, we ensure you get the best rates and terms possible.
Who we are
Why talk to us ?
Loans & Mortgages specialise in arranging all home loans and Business loans and is managed by Jatinder Singh, Financial Adviser with over 10 years’ experience.
Understanding Mortgage Advisers
The Role of a Mortgage Adviser: How They Help You
A mortgage adviser acts as a bridge between you and lenders, helping you find the right home loan based on your financial situation. They assess key factors such as your income, deposit size, and credit history to determine suitable loan options.
Once they understand your needs, they present mortgage options from the lenders they work with. The more lenders an adviser has access to, the more choices you’ll have. This is why working with an experienced adviser like Loans & Mortgages can make a big difference in finding the best loan for you.
Mortgage advisers have strong relationships with lenders and in-depth industry knowledge, giving them access to a range of loan products, competitive interest rates, and flexible terms. Their expertise not only helps simplify the application process but also ensures you make informed decisions with confidence.
Beyond securing the right loan, mortgage advisers guide you through the entire process, answer any questions, and handle the paperwork—making your home-buying journey as smooth and stress-free as possible.